Debt Management

Two years ago were the most horrible years for my hubby concerning his credit. He was using his credit cards without thinking about the consequences of doing that. Yes, he had and still has a very good job, he was single, but even though he earned really good money he spent it like crazy. He was in a very bad debt situation. He maxed all of his credit cards out and had trouble paying on time and got high credit rates added. Take note that it was not only 1 or 2 credit cards but more…It was 6! Wow…Ouch…He realized after he received his credit cards statements that it was an extreme nightmare! The lesson he learned was to "be a wise spender". He underwent credit counseling to get a lower monthly payment and have his payoff time shortened. Good news! We are going to pay all his credit cards off before the date that they gave us. Isn't that amazing? I would say God is great! Through his Son he has provided all our needs and, credit counseling was a solution that helped us to get out of debt quickly.

If you’re one of the many Americans being weighed down by debt the two simple words that can help are sometimes the hardest to put into action, debt management. As bills mount it can become increasingly difficult to take control of your debt. However, with help from the providers of CareOne Credit Counseling Services you can put a debt management plan into action today. This is true! Their credit counselors work with individuals everyday to help them better manage their debt when they can’t do it alone. It assures that they have a qualified, well-trained credit counselor can shed light on the often confusing issue of debt and how to repay it by analyzing your financial situation with you and explaining your present finances. My hubby and I are very thankful for our credit counselor. They are doing a great job. As what I've said we have almost paid off all our credit cards. To know more about debt management check out Debt Management Plan.